Swiss credit comparison
Find out the total amount of your Swiss loan:
Determining the correct amount of credit is very important. Of course, it depends on the purpose for which you need the loan. Concrete purchases or costs determine the loan amount almost automatically. However, you should allow some leeway and not calculate too tightly. Better choose a slightly higher loan amount so that you can also cope with future expenses. Swiss loans are often only offered in the three loan amounts of $ 3,500, $ 5,000 and $ 7,500.
Set the monthly rate of the Swiss loan:
The monthly rate results from the amount of the loan, the interest rate and the term of the Swiss loan. Since you have already determined the amount of the loan in advance and the interest rate is set by the lender, you can only influence the monthly rate over the term. The longer you choose the term, the lower the monthly rate. You should compare the monthly income and expenses with a household bill, which we are of course happy to help you with. This shows the amount you have available each month to repay the Swiss loan. You can then adjust the runtime accordingly.
Make a free loan request:
After you have clarified the general conditions, you can submit a free and non-binding loan request to Across lender. The online form is filled out within five minutes and we receive all the information required for the loan request. We first check whether a cheap, conventional loan is suitable for you.
A loan can also be paid out via Across lender with a poor Credit bureau score. If we do not find a suitable solution with Credit bureau query, we will automatically take care of a comparison of the Swiss loans for you. You do not have to take any further steps and there are no additional costs. You do not undertake any obligations and do not have to bear any upfront costs.
Apply for your Swiss loan:
After we have carried out a free loan comparison for you and negotiated with our partner banks, we will send you the best and cheapest offer. You can read through all the contract documents at your leisure and check whether everything is to your satisfaction. We are of course available to answer any questions.
Receive the payment of the Swiss loan:
Once you have decided on the best loan offer that we have sent you, it will not be long before it is paid out. You sign the loan agreement and send it back to us or the bank. You can confirm your identity using the PostIdent or VideoIdent procedure so that the payment can be initiated. Since the Swiss credit is transferred from a foreign bank, the payment can take a few working days.